{"id":198774,"date":"2026-09-07T15:57:42","date_gmt":"2026-09-07T19:57:42","guid":{"rendered":"https:\/\/usprimerealty.com\/?p=198774"},"modified":"2026-09-09T22:35:54","modified_gmt":"2026-09-10T02:35:54","slug":"florida-hurricane-season-protect-home","status":"publish","type":"post","link":"https:\/\/usprimerealty.com\/florida-hurricane-season-protect-home\/","title":{"rendered":"Florida Hurricane Season: 10 Ways to Protect Your Home"},"content":{"rendered":"<style>\n\/* animate faq *\/ :root { interpolate-size: allow-keywords; } details::details-content { block-size: 0; overflow: hidden; opacity: 0; transform: translateY(-10px); will-change: opacity, transform; transition: block-size 0.3s ease-out, opacity 0.25s ease-out, transform 0.25s ease-out, content-visibility 0.3s ease-out allow-discrete; } details[open]::details-content { block-size: auto; opacity: 1; transform: translateY(0); }\n<\/style>\n<style>\n#single-header{position:relative!important;aspect-ratio:1920\/665!important;height:auto!important;min-height:0!important;background-image:url(\"https:\/\/usprimerealty.com\/wp-content\/uploads\/2026\/09\/florida-hurricane-season-protect-home-hero-desktop.webp\")!important;background-size:cover!important;background-color:#F8F7F4!important;background-position:center center!important;background-repeat:no-repeat!important;border-bottom:4px solid #cc9d4b!important}#single-header h1,#single-header .single-title,#single-header .entry-title,#single-header .post-title{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}@media(max-width:900px){#single-header{aspect-ratio:3\/2!important;background-image:url(\"https:\/\/usprimerealty.com\/wp-content\/uploads\/2026\/09\/florida-hurricane-season-protect-home-featured.webp\")!important}}\n.uspr-fhs26,.uspr-fhs26 *{box-sizing:border-box}.uspr-fhs26{overflow-wrap:break-word}.uspr-fhs26 img{max-width:100%!important;height:auto!important}.uspr-fhs26 figure{width:100%!important;max-width:100%!important;margin-left:0!important;margin-right:0!important}.uspr-fhs26 a{color:#0B2340;text-underline-offset:2px}.uspr-fhs26 a:hover{color:#8a6014}.uspr-fhs26 .uspr-toc a{text-decoration:none}.uspr-fhs26 .uspr-toc a:hover{text-decoration:underline}.uspr-fhs26 table{border-collapse:collapse;width:100%;min-width:560px}.uspr-fhs26 .uspr-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch}.uspr-fhs26 summary{display:block;position:relative;list-style:none;cursor:pointer}.uspr-fhs26 summary::-webkit-details-marker{display:none}.uspr-fhs26 summary::marker{content:\"\"}.uspr-fhs26 details{transition:border-color .2s ease,box-shadow .2s ease}.uspr-fhs26 details:hover{border-color:#c9d6e4!important}.uspr-fhs26 .uspr-faq-toggle{position:absolute;right:20px;top:50%;transform:translateY(-50%);transition:transform .2s ease,background .2s ease,color .2s ease}.uspr-fhs26 details[open] .uspr-faq-toggle{color:#fff!important;background:#061c38!important;transform:translateY(-50%) rotate(45deg)!important}.uspr-fhs26 .uspr-cta-btn:hover{background:#b8913f}@media(min-width:768px) and (max-width:1024px){.uspr-fhs26{padding:38px 32px 44px!important;font-size:17.5px!important}.uspr-fhs26>p,.uspr-fhs26>ul>li,.uspr-fhs26>ol>li{font-size:17.5px!important}.uspr-fhs26>p.uspr-lede{font-size:19px!important}.uspr-fhs26 h2{font-size:29px!important}.uspr-fhs26 h3{font-size:22px!important}}@media(max-width:767px){.uspr-fhs26{width:calc(100% - 16px)!important;margin:-26px auto 0!important;padding:26px 16px 34px!important;border-radius:20px 20px 0 0!important;font-size:16.5px!important;line-height:1.72!important}.uspr-fhs26>p,.uspr-fhs26>ul>li,.uspr-fhs26>ol>li{font-size:16.5px!important;line-height:1.72!important}.uspr-fhs26>p.uspr-lede{font-size:18px!important;line-height:1.6!important}.uspr-fhs26>ul,.uspr-fhs26>ol{padding-left:20px!important}.uspr-fhs26 h2{font-size:clamp(21px,5.6vw,25px)!important;line-height:1.24!important;margin:32px 0 12px!important}.uspr-fhs26 h3{font-size:clamp(17.5px,4.6vw,20px)!important;line-height:1.32!important;margin:24px 0 10px!important}.uspr-fhs26 figcaption{font-size:13px!important;line-height:1.5!important}.uspr-fhs26 .uspr-toc{padding:18px 16px!important;border-radius:14px!important}.uspr-fhs26 .uspr-toc ul{padding-left:18px!important}.uspr-fhs26 .uspr-toc a{font-size:15.5px!important}.uspr-fhs26 .uspr-note{padding:18px 16px!important}.uspr-fhs26 .uspr-note p{font-size:15.5px!important;line-height:1.68!important}.uspr-fhs26 .uspr-cols{display:block!important}.uspr-fhs26 .uspr-card{width:100%!important;margin-bottom:12px!important;padding:18px 16px!important}.uspr-fhs26 .uspr-faq-toggle{right:12px!important;width:30px!important;height:30px!important;min-width:30px!important;font-size:19px!important}.uspr-fhs26 summary{padding:16px 50px 16px 15px!important;font-size:17px!important;line-height:1.35!important}.uspr-fhs26 .uspr-faq-answer{padding:0 15px 18px!important}.uspr-fhs26 .uspr-faq-answer p{font-size:16px!important;line-height:1.7!important}.uspr-fhs26 .uspr-cta{padding:24px 16px!important;border-radius:18px!important}.uspr-fhs26 .uspr-cta h2{font-size:22px!important;margin:0 0 10px!important}.uspr-fhs26 .uspr-cta p{font-size:16px!important;line-height:1.68!important}.uspr-fhs26 .uspr-cta-btn{display:block!important;width:100%!important;text-align:center!important;padding:15px 18px!important;font-size:16px!important}.uspr-fhs26 table{font-size:14px!important;min-width:520px!important}.uspr-fhs26 table th,.uspr-fhs26 table td{padding:11px 12px!important}.uspr-fhs26 .uspr-scroll{border-radius:12px!important}}\n<\/style>\n<div class=\"uspr-fhs26\" style=\"position:relative;z-index:5;width:calc(100% - 32px);max-width:1160px;margin:-48px auto 0;padding:clamp(34px,5vw,68px);overflow:hidden;color:#10233f;background:radial-gradient(circle at 100% 0%,rgba(214,168,79,.11),transparent 280px),#ffffff;border:1px solid rgba(6,28,56,.08);border-radius:30px 30px 0 0;box-shadow:0 28px 70px rgba(6,28,56,.14);font-size:18px;line-height:1.78;\">\n<h1 style=\"position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);clip-path:inset(50%);white-space:nowrap;border:0;\">Florida Hurricane Season: 10 Ways to Protect Your Home<\/h1>\n<p style=\"margin:0 0 22px;\"><span style=\"display:inline-block;background:linear-gradient(135deg,#fff9eb,#f5e4c0);border:1px solid #ead3a7;color:#8a6014;font-family:Georgia,'Times New Roman',serif;font-size:12.5px;font-weight:850;letter-spacing:.13em;text-transform:uppercase;padding:7px 15px;border-radius:999px;\">Hurricane preparedness &middot; Florida homeowners<\/span><\/p>\n<p class=\"uspr-lede\" style=\"margin:0 0 20px;font-size:20px;line-height:1.68;\">Florida hurricane season can bring strong winds, heavy rain, storm surge, flooding and extended power outages. The Atlantic hurricane season officially runs from <a href=\"https:\/\/www.nhc.noaa.gov\/climo\/\" target=\"_blank\" rel=\"noopener\">June 1 through November 30<\/a>, but homeowners should not wait for a named storm to begin protecting their property.<\/p>\n<p style=\"margin:0 0 20px;\">The most effective hurricane preparation happens early. A roof inspection, approved window protection, a reinforced garage door, proper insurance coverage and a documented evacuation plan are much easier to handle before a storm is in the forecast. Florida officials also encourage residents to <a href=\"https:\/\/www.floridadisaster.org\/knowyourzone\/\" target=\"_blank\" rel=\"noopener\">know their evacuation zone and understand their home<\/a> before deciding whether they could safely shelter in place.<\/p>\n<p style=\"margin:0 0 26px;\">For Florida buyers and current homeowners, hurricane readiness is also part of understanding the true cost and condition of a property. This matters even more with coastal and waterfront homes, where flood exposure and insurance can affect long-term ownership costs. U.S. Prime Realty&rsquo;s <a href=\"https:\/\/usprimerealty.com\/waterfront-homes-in-florida\/\">waterfront homes in Florida guide<\/a> and <a href=\"https:\/\/usprimerealty.com\/flood-insurance-cost-in-florida\/\">Florida flood insurance cost guide<\/a> can help you evaluate those real-estate considerations.<\/p>\n<div class=\"uspr-note\" style=\"background:#f6f9fc;border-left:4px solid #C8A24B;border-radius:0 14px 14px 0;padding:22px 26px;margin:0 0 30px;\">\n<p style=\"margin:0;font-size:17px;line-height:1.7;color:#22364f;\"><strong style=\"color:#0B2340;\">Quick answer:<\/strong> To protect your home during Florida hurricane season, start with your risk: know your evacuation zone, flood exposure and home&rsquo;s condition. Then strengthen the roof, windows, doors and garage door; clear trees and drainage; reduce water entry; review wind and flood insurance; document your belongings; prepare safe backup power; and create a storm action plan before a hurricane threatens.<\/p>\n<\/div>\n<div class=\"uspr-toc\" style=\"background:#f6f9fc;border:1px solid #e2e9f0;border-radius:18px;padding:26px 28px;margin:0 0 34px;\">\n<p style=\"font-family:Georgia,'Times New Roman',serif;font-size:12.5px;font-weight:850;letter-spacing:.13em;text-transform:uppercase;color:#8a6014;margin:0 0 14px;\">What is in this guide<\/p>\n<ul style=\"margin:0;padding-left:20px;font-size:16.5px;line-height:1.6;\">\n<li style=\"margin:0 0 7px;\"><a style=\"box-sizing:border-box;color:#a9771a;font-weight:750;text-decoration:underline;text-decoration-color:rgba(169,119,26,.5);text-decoration-thickness:1px;text-underline-offset:4px;\" href=\"#watch-video\">Watch: how to protect your home this hurricane season<\/a><\/li>\n<li style=\"margin:0 0 7px;\"><a style=\"box-sizing:border-box;color:#a9771a;font-weight:750;text-decoration:underline;text-decoration-color:rgba(169,119,26,.5);text-decoration-thickness:1px;text-underline-offset:4px;\" href=\"#why-it-matters\">Why hurricane home protection matters in Florida<\/a><\/li>\n<li style=\"margin:0 0 7px;\"><a style=\"box-sizing:border-box;color:#a9771a;font-weight:750;text-decoration:underline;text-decoration-color:rgba(169,119,26,.5);text-decoration-thickness:1px;text-underline-offset:4px;\" href=\"#ten-ways\">The 10 ways to protect your home<\/a><\/li>\n<li style=\"margin:0 0 7px;\"><a style=\"box-sizing:border-box;color:#a9771a;font-weight:750;text-decoration:underline;text-decoration-color:rgba(169,119,26,.5);text-decoration-thickness:1px;text-underline-offset:4px;\" href=\"#checklist\">A simple Florida hurricane home checklist<\/a><\/li>\n<li style=\"margin:0 0 7px;\"><a style=\"box-sizing:border-box;color:#a9771a;font-weight:750;text-decoration:underline;text-decoration-color:rgba(169,119,26,.5);text-decoration-thickness:1px;text-underline-offset:4px;\" href=\"#after-the-storm\">After the storm: protect the home and document damage<\/a><\/li>\n<li style=\"margin:0 0 7px;\"><a style=\"box-sizing:border-box;color:#a9771a;font-weight:750;text-decoration:underline;text-decoration-color:rgba(169,119,26,.5);text-decoration-thickness:1px;text-underline-offset:4px;\" href=\"#buying\">Buying a Florida home? Add hurricane readiness to your checklist<\/a><\/li>\n<li style=\"margin:0;\"><a style=\"box-sizing:border-box;color:#a9771a;font-weight:750;text-decoration:underline;text-decoration-color:rgba(169,119,26,.5);text-decoration-thickness:1px;text-underline-offset:4px;\" href=\"#faq\">Frequently asked questions<\/a><\/li>\n<\/ul>\n<\/div>\n<h2 id=\"watch-video\" style=\"font-family:Georgia,'Times New Roman',serif;font-size:31px;line-height:1.24;font-weight:bold;color:#0B2340;margin:38px 0 14px;\">Watch: How to Protect Your Home This Hurricane Season<\/h2>\n<p style=\"margin:0 0 18px;\">A short walkthrough of the steps covered below &mdash; from checking the roof and protecting openings to reviewing insurance before a storm is in the forecast.<\/p>\n<figure style=\"margin:34px 0;\">\n<div style=\"margin:0 auto;\">\n<div style=\"position:relative;aspect-ratio:16\/9;border-radius:18px;overflow:hidden;background:#0B2340;box-shadow:0 18px 42px rgba(6,28,56,.20);\"><iframe style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" title=\"Florida Hurricane Season 2026: How to Protect Your Home - U.S. Prime Realty\" src=\"https:\/\/www.youtube-nocookie.com\/embed\/34w5xSadcOQ?rel=0\" loading=\"lazy\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<\/div><figcaption style=\"font-size:13.5px;color:#5b6b7d;margin-top:10px;line-height:1.55;text-align:center;\">Watch: the steps Florida homeowners can take before a storm threatens.<\/figcaption><\/figure>\n<h2 id=\"why-it-matters\" style=\"font-family:Georgia,'Times New Roman',serif;font-size:31px;line-height:1.24;font-weight:bold;color:#0B2340;margin:38px 0 14px;\">Why Hurricane Home Protection Matters in Florida<\/h2>\n<p style=\"margin:0 0 20px;\">Hurricanes are not only a coastal problem. Wind and water impacts can extend well inland, while coastal homes may also face storm surge. The National Weather Service recommends identifying structural weaknesses, protecting openings and strengthening the exterior so wind and debris are less likely to create large openings in the home.<\/p>\n<p style=\"margin:0 0 24px;\">Preparation also protects your finances. Florida&rsquo;s Department of Financial Services notes that homeowners should review coverage, understand the hurricane deductible and consider mitigation improvements that may qualify for insurance credits. If you are buying a home, those same issues belong on your inspection and budgeting checklist. U.S. Prime Realty&rsquo;s <a href=\"https:\/\/usprimerealty.com\/buy\/buying-a-home-in-florida\/\">Florida homebuying guide<\/a> explains how inspections, insurance and other ownership costs fit into the purchase process.<\/p>\n<h2 id=\"ten-ways\" style=\"font-family:Georgia,'Times New Roman',serif;font-size:31px;line-height:1.24;font-weight:bold;color:#0B2340;margin:38px 0 14px;\">10 Ways to Protect Your Home During Florida Hurricane Season<\/h2>\n<figure style=\"margin:30px 0;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/usprimerealty.com\/wp-content\/uploads\/2026\/09\/10-ways-protect-home-florida-hurricane-season.webp\" width=\"1200\" height=\"800\" loading=\"lazy\" alt=\"10 ways to protect your home during Florida hurricane season\" style=\"width:100%;height:auto;border-radius:16px;display:block;\" title=\"\"><figcaption style=\"font-size:13.5px;color:#5b6b7d;margin-top:10px;line-height:1.55;\">Ten preparation steps, from knowing your evacuation zone to writing a 48-hour storm plan.<\/figcaption><\/figure>\n<h3 style=\"font-family:Georgia,'Times New Roman',serif;font-size:23px;line-height:1.3;font-weight:bold;color:#0B2340;margin:30px 0 12px;\">1. Know Your Evacuation Zone, Flood Risk and Home<\/h3>\n<p style=\"margin:0 0 16px;\">Before you buy shutters or stock supplies, understand the hazards that apply to your address. Florida&rsquo;s <a href=\"https:\/\/www.floridadisaster.org\/knowyourzone\/\" target=\"_blank\" rel=\"noopener\">Know Your Zone, Know Your Home<\/a> resource lets residents check evacuation-zone information and emphasizes that evacuation decisions should follow local officials.<\/p>\n<ul style=\"margin:0 0 18px;padding-left:22px;\">\n<li style=\"margin:0 0 8px;\">Check whether the property is in an evacuation or low-lying flood-prone area.<\/li>\n<li style=\"margin:0 0 8px;\">Know at least two evacuation routes and where you would go if ordered to leave.<\/li>\n<li style=\"margin:0 0 8px;\">Identify the safest interior area of the home if local officials do not order evacuation and the structure is appropriate for sheltering.<\/li>\n<li style=\"margin:0;\">If you are buying a home, review flood risk, insurance quotes and property condition before making an offer.<\/li>\n<\/ul>\n<p style=\"margin:0 0 20px;\">Buyers comparing locations can use U.S. Prime Realty&rsquo;s <a href=\"https:\/\/usprimerealty.com\/communities\/\">Florida communities guide<\/a> to explore major markets, then review the specific property&rsquo;s flood and insurance factors separately.<\/p>\n<h3 style=\"font-family:Georgia,'Times New Roman',serif;font-size:23px;line-height:1.3;font-weight:bold;color:#0B2340;margin:30px 0 12px;\">2. Inspect and Strengthen the Roof<\/h3>\n<p style=\"margin:0 0 16px;\">The roof is one of the most important parts of a home&rsquo;s wind resistance. Loose shingles, tiles, damaged flashing, weak roof decking or poor roof-to-wall connections can increase the chance that wind and rain enter the structure.<\/p>\n<ul style=\"margin:0 0 18px;padding-left:22px;\">\n<li style=\"margin:0 0 8px;\">Have a qualified professional inspect the roof before hurricane season, especially if it is older or has previous storm damage.<\/li>\n<li style=\"margin:0 0 8px;\">Repair loose or missing roofing materials and damaged flashing.<\/li>\n<li style=\"margin:0 0 8px;\">Ask whether roof-to-wall connections, decking and secondary water barriers meet current requirements or can be improved.<\/li>\n<li style=\"margin:0;\">Do not climb onto a roof when a storm is approaching. Complete repairs well in advance.<\/li>\n<\/ul>\n<p style=\"margin:0 0 20px;\">Florida&rsquo;s <a href=\"https:\/\/mysafeflhome.com\/program-resources\/\" target=\"_blank\" rel=\"noopener\">My Safe Florida Home Program<\/a> publishes wind-mitigation resources and information about inspections and eligible improvements. Funding and eligibility can change, so homeowners should confirm current program terms before relying on assistance.<\/p>\n<h3 style=\"font-family:Georgia,'Times New Roman',serif;font-size:23px;line-height:1.3;font-weight:bold;color:#0B2340;margin:30px 0 12px;\">3. Protect Windows, Sliding Doors and Exterior Doors<\/h3>\n<figure style=\"margin:26px 0;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/usprimerealty.com\/wp-content\/uploads\/2026\/09\/hurricane-shutters-impact-windows-doors-florida.webp\" width=\"1200\" height=\"800\" loading=\"lazy\" alt=\"Hurricane shutters and impact protection for Florida home windows and doors\" style=\"width:100%;height:auto;border-radius:16px;display:block;\" title=\"\"><figcaption style=\"font-size:13.5px;color:#5b6b7d;margin-top:10px;line-height:1.55;\">Impact-rated glass, accordion shutters and a reinforced door all address the same weakness: a large opening in the building envelope.<\/figcaption><\/figure>\n<p style=\"margin:0 0 16px;\">Broken windows and doors can allow wind-driven rain into the home and can increase internal pressure. The National Weather Service recommends having proper panels or shutters available and securing exterior openings before a storm.<\/p>\n<ul style=\"margin:0 0 18px;padding-left:22px;\">\n<li style=\"margin:0 0 8px;\">Use tested hurricane shutters, impact-rated protection or properly fitted panels appropriate for your home.<\/li>\n<li style=\"margin:0 0 8px;\">Inspect existing shutters every year and make sure hardware is labeled, complete and easy to access.<\/li>\n<li style=\"margin:0 0 8px;\">Check exterior doors, sliding doors and frames for loose hardware, damaged seals or weak locking points.<\/li>\n<li style=\"margin:0;\">Do not depend on tape as structural protection for windows.<\/li>\n<\/ul>\n<p style=\"margin:0 0 20px;\">For official home-hardening guidance, review the National Weather Service&rsquo;s <a href=\"https:\/\/www.weather.gov\/wrn\/hurricane-strengthen-home\" target=\"_blank\" rel=\"noopener\">Strengthen Your Home<\/a> hurricane-preparedness page.<\/p>\n<h3 style=\"font-family:Georgia,'Times New Roman',serif;font-size:23px;line-height:1.3;font-weight:bold;color:#0B2340;margin:30px 0 12px;\">4. Reinforce the Garage Door<\/h3>\n<p style=\"margin:0 0 16px;\">Garage doors are a major opening in many Florida homes. The National Weather Service specifically identifies the garage door as a vulnerable part of the structure, which is why it should be able to withstand high winds.<\/p>\n<ul style=\"margin:0 0 20px;padding-left:22px;\">\n<li style=\"margin:0 0 8px;\">Check the door, tracks, rollers, hinges and mounting points for wear or damage.<\/li>\n<li style=\"margin:0 0 8px;\">Use a manufacturer-approved bracing system if your door requires one.<\/li>\n<li style=\"margin:0 0 8px;\">If replacing the door, ask a licensed contractor about products that meet applicable local wind-load requirements.<\/li>\n<li style=\"margin:0;\">Keep the garage clear enough to bring vehicles and loose outdoor items inside before a storm.<\/li>\n<\/ul>\n<h3 style=\"font-family:Georgia,'Times New Roman',serif;font-size:23px;line-height:1.3;font-weight:bold;color:#0B2340;margin:30px 0 12px;\">5. Trim Trees, Clear Gutters and Secure Outdoor Items<\/h3>\n<p style=\"margin:0 0 16px;\">Many hurricane losses begin outside the house. Weak branches, patio furniture, grills, planters, umbrellas and other loose objects can become dangerous debris in high winds. Clogged gutters and drains can also make heavy rainfall harder to move away from the structure.<\/p>\n<ul style=\"margin:0 0 20px;padding-left:22px;\">\n<li style=\"margin:0 0 8px;\">Trim dead, weak or overhanging branches well before a storm.<\/li>\n<li style=\"margin:0 0 8px;\">Clear gutters, downspouts, roof drains and yard drainage paths.<\/li>\n<li style=\"margin:0 0 8px;\">Repair or secure fences, sheds and other exterior structures.<\/li>\n<li style=\"margin:0 0 8px;\">Bring patio furniture, grills, trash cans, decorations and loose tools inside when a storm threatens.<\/li>\n<li style=\"margin:0;\">Avoid leaving rock or gravel landscaping materials loose near large windows or glass doors if they could become windborne debris.<\/li>\n<\/ul>\n<h3 style=\"font-family:Georgia,'Times New Roman',serif;font-size:23px;line-height:1.3;font-weight:bold;color:#0B2340;margin:30px 0 12px;\">6. Reduce Water Intrusion and Protect Utilities<\/h3>\n<p style=\"margin:0 0 16px;\">Hurricane damage is often a combination of wind and water. Once rain enters through an opening, damage can spread quickly to drywall, insulation, flooring, electrical components and personal property.<\/p>\n<ul style=\"margin:0 0 18px;padding-left:22px;\">\n<li style=\"margin:0 0 8px;\">Seal obvious exterior gaps and maintain weatherstripping around doors and windows.<\/li>\n<li style=\"margin:0 0 8px;\">Make sure soffits, vents and exterior penetrations are secure and in good condition.<\/li>\n<li style=\"margin:0 0 8px;\">Direct downspouts away from the foundation where practical and keep drainage routes clear.<\/li>\n<li style=\"margin:0 0 8px;\">Know how to shut off water, electricity and gas if local officials or your utility provider instruct you to do so.<\/li>\n<li style=\"margin:0;\">If the home has flood exposure, ask qualified professionals about elevating vulnerable equipment or other flood-mitigation options.<\/li>\n<\/ul>\n<p style=\"margin:0 0 20px;\">For Florida waterfront-property planning, compare risk and ownership costs in U.S. Prime Realty&rsquo;s <a href=\"https:\/\/usprimerealty.com\/waterfront-homes-in-florida\/\">waterfront homes in Florida guide<\/a>.<\/p>\n<h3 style=\"font-family:Georgia,'Times New Roman',serif;font-size:23px;line-height:1.3;font-weight:bold;color:#0B2340;margin:30px 0 12px;\">7. Review Homeowners, Windstorm and Flood Insurance Early<\/h3>\n<figure style=\"margin:26px 0;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/usprimerealty.com\/wp-content\/uploads\/2026\/09\/reviewing-florida-hurricane-flood-insurance.webp\" width=\"1200\" height=\"800\" loading=\"lazy\" alt=\"Reviewing Florida homeowners and flood insurance before hurricane season\" style=\"width:100%;height:auto;border-radius:16px;display:block;\" title=\"\"><figcaption style=\"font-size:13.5px;color:#5b6b7d;margin-top:10px;line-height:1.55;\">Read the declarations page before the season, not while a storm is in the forecast.<\/figcaption><\/figure>\n<p style=\"margin:0 0 16px;\">Insurance should be reviewed before a storm is approaching. Florida&rsquo;s Department of Financial Services recommends checking what your policy covers, understanding your hurricane deductible and confirming whether you need separate windstorm or flood coverage.<\/p>\n<ul style=\"margin:0 0 18px;padding-left:22px;\">\n<li style=\"margin:0 0 8px;\">Read the declarations page and know the hurricane deductible amount.<\/li>\n<li style=\"margin:0 0 8px;\">Confirm dwelling, personal-property and additional-living-expense limits.<\/li>\n<li style=\"margin:0 0 8px;\">Ask your insurer or agent whether windstorm coverage is included or separate.<\/li>\n<li style=\"margin:0 0 8px;\">Remember that standard homeowners insurance generally does not cover flooding.<\/li>\n<li style=\"margin:0;\">Keep your insurer&rsquo;s claim number and policy information in both digital and waterproof physical copies.<\/li>\n<\/ul>\n<p style=\"margin:0 0 20px;\">The National Flood Insurance Program states that a new flood policy generally has a <a href=\"https:\/\/www.floodsmart.gov\/get-insured\/buy-a-policy\" target=\"_blank\" rel=\"noopener\">30-day waiting period<\/a> before coverage begins, although specific exceptions apply. Do not wait until a storm is close to begin asking about flood insurance. For local real-estate context, read U.S. Prime Realty&rsquo;s <a href=\"https:\/\/usprimerealty.com\/flood-insurance-cost-in-florida\/\">Florida flood insurance cost guide<\/a>.<\/p>\n<h3 style=\"font-family:Georgia,'Times New Roman',serif;font-size:23px;line-height:1.3;font-weight:bold;color:#0B2340;margin:30px 0 12px;\">8. Create a Home Inventory and Protect Important Documents<\/h3>\n<p style=\"margin:0 0 16px;\">A home inventory can make the insurance-claim process easier after a loss. Florida&rsquo;s insurance consumer resources recommend documenting household items with photos, videos, receipts, purchase dates and serial numbers when available.<\/p>\n<ul style=\"margin:0 0 20px;padding-left:22px;\">\n<li style=\"margin:0 0 8px;\">Walk through every room and record a current video of major belongings.<\/li>\n<li style=\"margin:0 0 8px;\">Photograph high-value items, appliances, electronics and important home improvements.<\/li>\n<li style=\"margin:0 0 8px;\">Store policy documents, identification, property records and contractor information in a waterproof container.<\/li>\n<li style=\"margin:0 0 8px;\">Keep password-protected digital copies in a secure cloud location or other off-site backup.<\/li>\n<li style=\"margin:0;\">Update the inventory after major purchases or renovations.<\/li>\n<\/ul>\n<h3 style=\"font-family:Georgia,'Times New Roman',serif;font-size:23px;line-height:1.3;font-weight:bold;color:#0B2340;margin:30px 0 12px;\">9. Prepare for Power Outages and Use Generators Safely<\/h3>\n<p style=\"margin:0 0 16px;\">Power outages can last after the wind and rain have moved away. Prepare flashlights, batteries, charging banks, medication needs and refrigeration plans before the storm. If you use a portable generator, carbon-monoxide safety is critical.<\/p>\n<ul style=\"margin:0 0 18px;padding-left:22px;\">\n<li style=\"margin:0 0 8px;\">Test the generator before hurricane season and follow the manufacturer&rsquo;s instructions.<\/li>\n<li style=\"margin:0 0 8px;\">Operate portable generators outdoors, away from doors, windows and vents. Never operate one in a garage, basement or other enclosed space.<\/li>\n<li style=\"margin:0 0 8px;\">Keep generators dry and use properly rated outdoor extension cords.<\/li>\n<li style=\"margin:0 0 8px;\">Use working carbon-monoxide alarms in the home.<\/li>\n<li style=\"margin:0;\">Never connect a portable generator directly to home wiring unless a properly installed transfer or interlock system is in place and the installation complies with applicable requirements.<\/li>\n<\/ul>\n<p style=\"margin:0 0 20px;\">Review Florida&rsquo;s official <a href=\"https:\/\/www.floridadisaster.org\/planprepare\/generator-safety\/\" target=\"_blank\" rel=\"noopener\">Generator Safety<\/a> guidance before using backup power.<\/p>\n<h3 style=\"font-family:Georgia,'Times New Roman',serif;font-size:23px;line-height:1.3;font-weight:bold;color:#0B2340;margin:30px 0 12px;\">10. Build a 48-Hour Storm Action Plan<\/h3>\n<p style=\"margin:0 0 16px;\">Long-term home hardening should be completed before hurricane season, but you also need a short checklist for the final hours before a storm. Write the plan down so each person in the household knows what to do.<\/p>\n<ul style=\"margin:0 0 20px;padding-left:22px;\">\n<li style=\"margin:0 0 8px;\">Install shutters or panels early enough to finish before conditions become unsafe.<\/li>\n<li style=\"margin:0 0 8px;\">Move outdoor items and vehicles to protected locations.<\/li>\n<li style=\"margin:0 0 8px;\">Charge phones, power banks and essential battery equipment.<\/li>\n<li style=\"margin:0 0 8px;\">Fill prescriptions and confirm supplies for children, older adults and pets.<\/li>\n<li style=\"margin:0 0 8px;\">Monitor official forecasts, alerts and local emergency-management instructions.<\/li>\n<li style=\"margin:0;\">If authorities order an evacuation, leave promptly. Do not risk personal safety to continue protecting property.<\/li>\n<\/ul>\n<div class=\"uspr-note\" style=\"background:#fdf6ea;border-left:4px solid #C8A24B;border-radius:0 14px 14px 0;padding:22px 26px;margin:0 0 30px;\">\n<p style=\"margin:0;font-size:17px;line-height:1.7;color:#22364f;\"><strong style=\"color:#0B2340;\">Important safety note:<\/strong> This article focuses on property preparation, but life safety comes first. Follow evacuation orders and instructions from local emergency-management officials. A home can be repaired; hurricane conditions, storm surge and floodwater can become dangerous quickly.<\/p>\n<\/div>\n<h2 id=\"checklist\" style=\"font-family:Georgia,'Times New Roman',serif;font-size:31px;line-height:1.24;font-weight:bold;color:#0B2340;margin:38px 0 14px;\">A Simple Florida Hurricane Home Checklist<\/h2>\n<div class=\"uspr-scroll\" style=\"border:1px solid #e2e9f0;border-radius:16px;margin:0 0 26px;\">\n<table style=\"border-collapse:collapse;width:100%;font-size:16px;\">\n<thead>\n<tr style=\"background:#0B2340;color:#ffffff;\">\n<th scope=\"col\" style=\"text-align:left;padding:14px 18px;font-family:Georgia,'Times New Roman',serif;font-size:14px;letter-spacing:.06em;text-transform:uppercase;\">Area<\/th>\n<th scope=\"col\" style=\"text-align:left;padding:14px 18px;font-family:Georgia,'Times New Roman',serif;font-size:14px;letter-spacing:.06em;text-transform:uppercase;\">What to Check<\/th>\n<th scope=\"col\" style=\"text-align:left;padding:14px 18px;font-family:Georgia,'Times New Roman',serif;font-size:14px;letter-spacing:.06em;text-transform:uppercase;\">When to Do It<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"border-top:1px solid #e6ecf3;\">\n<th scope=\"row\" style=\"text-align:left;padding:13px 18px;color:#0B2340;font-weight:750;\">Risk<\/th>\n<td style=\"padding:13px 18px;color:#42546a;\">Evacuation zone, flood exposure, shelter plan<\/td>\n<td style=\"padding:13px 18px;color:#42546a;\">Before season<\/td>\n<\/tr>\n<tr style=\"border-top:1px solid #e6ecf3;background:#fafcfe;\">\n<th scope=\"row\" style=\"text-align:left;padding:13px 18px;color:#0B2340;font-weight:750;\">Roof<\/th>\n<td style=\"padding:13px 18px;color:#42546a;\">Covering, flashing, decking, connections<\/td>\n<td style=\"padding:13px 18px;color:#42546a;\">Before season<\/td>\n<\/tr>\n<tr style=\"border-top:1px solid #e6ecf3;\">\n<th scope=\"row\" style=\"text-align:left;padding:13px 18px;color:#0B2340;font-weight:750;\">Openings<\/th>\n<td style=\"padding:13px 18px;color:#42546a;\">Shutters, impact protection, doors, garage door<\/td>\n<td style=\"padding:13px 18px;color:#42546a;\">Before season \/ before storm<\/td>\n<\/tr>\n<tr style=\"border-top:1px solid #e6ecf3;background:#fafcfe;\">\n<th scope=\"row\" style=\"text-align:left;padding:13px 18px;color:#0B2340;font-weight:750;\">Yard<\/th>\n<td style=\"padding:13px 18px;color:#42546a;\">Trees, gutters, drains, loose objects<\/td>\n<td style=\"padding:13px 18px;color:#42546a;\">Before season \/ before storm<\/td>\n<\/tr>\n<tr style=\"border-top:1px solid #e6ecf3;\">\n<th scope=\"row\" style=\"text-align:left;padding:13px 18px;color:#0B2340;font-weight:750;\">Insurance<\/th>\n<td style=\"padding:13px 18px;color:#42546a;\">Hurricane deductible, wind, flood, inventory<\/td>\n<td style=\"padding:13px 18px;color:#42546a;\">Before season<\/td>\n<\/tr>\n<tr style=\"border-top:1px solid #e6ecf3;background:#fafcfe;\">\n<th scope=\"row\" style=\"text-align:left;padding:13px 18px;color:#0B2340;font-weight:750;\">Power<\/th>\n<td style=\"padding:13px 18px;color:#42546a;\">Batteries, CO alarms, generator safety<\/td>\n<td style=\"padding:13px 18px;color:#42546a;\">Before season<\/td>\n<\/tr>\n<tr style=\"border-top:1px solid #e6ecf3;\">\n<th scope=\"row\" style=\"text-align:left;padding:13px 18px;color:#0B2340;font-weight:750;\">Final prep<\/th>\n<td style=\"padding:13px 18px;color:#42546a;\">Secure property, charge devices, follow alerts<\/td>\n<td style=\"padding:13px 18px;color:#42546a;\">When storm threatens<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 id=\"after-the-storm\" style=\"font-family:Georgia,'Times New Roman',serif;font-size:31px;line-height:1.24;font-weight:bold;color:#0B2340;margin:38px 0 14px;\">After the Storm: Protect the Home and Document Damage<\/h2>\n<p style=\"margin:0 0 16px;\">Hurricane safety does not end when the storm moves away. Wait for local officials to say conditions are safe before returning to an evacuated area. Watch for downed power lines, unstable trees, contaminated floodwater, damaged structures and hidden electrical hazards.<\/p>\n<ul style=\"margin:0 0 18px;padding-left:22px;\">\n<li style=\"margin:0 0 8px;\">Photograph or video damage before major cleanup when it is safe to do so.<\/li>\n<li style=\"margin:0 0 8px;\">Make reasonable emergency repairs to prevent further damage, but keep receipts and documentation.<\/li>\n<li style=\"margin:0 0 8px;\">Contact your insurance company promptly and follow its claim instructions.<\/li>\n<li style=\"margin:0 0 8px;\">Use licensed contractors for structural, roofing, electrical, plumbing and major repair work.<\/li>\n<li style=\"margin:0;\">Do not enter floodwater or operate wet electrical equipment.<\/li>\n<\/ul>\n<p style=\"margin:0 0 24px;\">Florida homeowners can review <a href=\"https:\/\/www.ready.gov\/hurricanes\" target=\"_blank\" rel=\"noopener\">Ready.gov&rsquo;s hurricane guidance<\/a> for recovery steps, and contact the Florida Department of Financial Services directly with questions about claims and coverage.<\/p>\n<h2 id=\"buying\" style=\"font-family:Georgia,'Times New Roman',serif;font-size:31px;line-height:1.24;font-weight:bold;color:#0B2340;margin:38px 0 14px;\">Buying a Florida Home? Add Hurricane Readiness to Your Property Checklist<\/h2>\n<p style=\"margin:0 0 20px;\">A beautiful kitchen or waterfront view should not distract from hurricane-related ownership questions. Before buying, ask about roof age and condition, hurricane shutters or impact openings, garage-door protection, drainage, flood zone, previous storm damage and insurance costs.<\/p>\n<p style=\"margin:0 0 24px;\">Start with U.S. Prime Realty&rsquo;s <a href=\"https:\/\/usprimerealty.com\/buy\/property-search\/\">Florida property search<\/a> to compare active homes, then use the <a href=\"https:\/\/usprimerealty.com\/buy\/buying-a-home-in-florida\/\">Florida homebuying guide<\/a> to organize inspections, insurance and closing steps. You can also explore the company&rsquo;s <a href=\"https:\/\/usprimerealty.com\/resources\/\">real estate resources<\/a> for additional buyer and homeowner tools.<\/p>\n<div class=\"uspr-note\" style=\"background:#f6f9fc;border-left:4px solid #0B2340;border-radius:0 14px 14px 0;padding:22px 26px;margin:0 0 30px;\">\n<p style=\"margin:0;font-size:16.5px;line-height:1.7;color:#22364f;\">U.S. Prime Realty is a licensed Florida real estate brokerage. It is not an insurance company, emergency-management agency, engineer or contractor. The brokerage can help with the real-estate side of the process, including property searches, community comparisons, showings, offers and transaction coordination. For property-hardening, insurance and emergency decisions, rely on the appropriate licensed professionals and official agencies.<\/p>\n<\/div>\n<div class=\"uspr-cta\" style=\"background:linear-gradient(135deg,#0B2340,#173B66);border-radius:22px;padding:38px 40px;margin:44px 0 34px;\">\n<h2 style=\"font-family:Georgia,'Times New Roman',serif;font-size:30px;line-height:1.25;font-weight:bold;color:#ffffff;margin:0 0 14px;\">Your Next Step<\/h2>\n<p style=\"color:#D6E1EC;font-size:17px;line-height:1.7;margin:0 0 14px;\">The best hurricane preparation is the work completed before a storm is approaching. Start with the highest-risk parts of your property, make improvements in stages, review insurance early and keep your evacuation plan current.<\/p>\n<p style=\"color:#D6E1EC;font-size:17px;line-height:1.7;margin:0 0 22px;\">If you are considering buying, selling or relocating in Florida, we can help with the real-estate side. For emergency instructions during a storm, always follow state and local authorities.<\/p>\n<p style=\"margin:0;\"><a class=\"uspr-cta-btn\" style=\"display:inline-block;background:#C8A24B;color:#0B2340;font-weight:800;font-size:17px;text-decoration:none;padding:16px 34px;border-radius:999px;transition:background .2s ease;\" href=\"https:\/\/usprimerealty.com\/contact-us\/\">Contact U.S. Prime Realty<\/a> <a style=\"display:inline-block;color:#D6E1EC;font-weight:700;font-size:16px;text-decoration:underline;text-underline-offset:4px;padding:16px 10px;\" href=\"https:\/\/usprimerealty.com\/contact-us\/agents\/\">or find a Florida real estate agent<\/a><\/p>\n<\/div>\n<div class=\"uspr-note\" style=\"background:#f6f9fc;border-left:4px solid #C8A24B;border-radius:0 14px 14px 0;padding:22px 26px;margin:0 0 34px;\">\n<p style=\"margin:0;font-size:16.5px;line-height:1.7;color:#22364f;\"><strong style=\"color:#0B2340;\">Important information note:<\/strong> Hurricane risks, building requirements, insurance coverage, deductibles, flood zones and mitigation-program terms vary by property and can change. This article is general educational information and is not a substitute for guidance from emergency officials, licensed contractors, engineers or insurance professionals.<\/p>\n<\/div>\n<h2 id=\"faq\" style=\"font-family:Georgia,'Times New Roman',serif;font-size:31px;line-height:1.24;font-weight:bold;color:#0B2340;margin:38px 0 18px;\">Frequently Asked Questions<\/h2>\n<details style=\"border:1px solid #dfe6ed;border-radius:16px;margin:0 0 12px;background:#ffffff;\">\n<summary style=\"position:relative;padding:21px 72px 21px 22px;color:#0B2340;font-family:Georgia,'Times New Roman',serif;font-size:20px;font-weight:bold;line-height:1.35;cursor:pointer;\"><span style=\"display:block;padding-right:4px;\">When is hurricane season in Florida?<\/span><span class=\"uspr-faq-toggle\" aria-hidden=\"true\" style=\"display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;min-width:36px;border-radius:50%;background:#f7ecd5;color:#8a6014;font-family:Arial,sans-serif;font-size:22px;font-weight:bold;line-height:1;box-shadow:0 3px 10px rgba(6,28,56,.08);\">+<\/span><\/summary>\n<div class=\"uspr-faq-answer\" style=\"padding:0 22px 22px;color:#42546a;border-top:1px solid #edf1f4;\">\n<h3 class=\"tts-ignore\" style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;\">When is hurricane season in Florida?<\/h3>\n<p style=\"margin:18px 0 0;font-size:16.5px;line-height:1.75;\">The Atlantic hurricane season runs from June 1 through November 30. Storms can occur outside those dates, so homeowners should keep plans and supplies current year-round.<\/p>\n<\/div>\n<\/details>\n<details style=\"border:1px solid #dfe6ed;border-radius:16px;margin:0 0 12px;background:#ffffff;\">\n<summary style=\"position:relative;padding:21px 72px 21px 22px;color:#0B2340;font-family:Georgia,'Times New Roman',serif;font-size:20px;font-weight:bold;line-height:1.35;cursor:pointer;\"><span style=\"display:block;padding-right:4px;\">What is the best way to protect windows during a hurricane?<\/span><span class=\"uspr-faq-toggle\" aria-hidden=\"true\" style=\"display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;min-width:36px;border-radius:50%;background:#f7ecd5;color:#8a6014;font-family:Arial,sans-serif;font-size:22px;font-weight:bold;line-height:1;box-shadow:0 3px 10px rgba(6,28,56,.08);\">+<\/span><\/summary>\n<div class=\"uspr-faq-answer\" style=\"padding:0 22px 22px;color:#42546a;border-top:1px solid #edf1f4;\">\n<h3 class=\"tts-ignore\" style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;\">What is the best way to protect windows during a hurricane?<\/h3>\n<p style=\"margin:18px 0 0;font-size:16.5px;line-height:1.75;\">Use tested hurricane shutters, impact-rated windows or properly fitted protective panels appropriate for the home. Install and inspect protection before conditions become unsafe.<\/p>\n<\/div>\n<\/details>\n<details style=\"border:1px solid #dfe6ed;border-radius:16px;margin:0 0 12px;background:#ffffff;\">\n<summary style=\"position:relative;padding:21px 72px 21px 22px;color:#0B2340;font-family:Georgia,'Times New Roman',serif;font-size:20px;font-weight:bold;line-height:1.35;cursor:pointer;\"><span style=\"display:block;padding-right:4px;\">Does homeowners insurance cover flood damage from a hurricane?<\/span><span class=\"uspr-faq-toggle\" aria-hidden=\"true\" style=\"display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;min-width:36px;border-radius:50%;background:#f7ecd5;color:#8a6014;font-family:Arial,sans-serif;font-size:22px;font-weight:bold;line-height:1;box-shadow:0 3px 10px rgba(6,28,56,.08);\">+<\/span><\/summary>\n<div class=\"uspr-faq-answer\" style=\"padding:0 22px 22px;color:#42546a;border-top:1px solid #edf1f4;\">\n<h3 class=\"tts-ignore\" style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;\">Does homeowners insurance cover flood damage from a hurricane?<\/h3>\n<p style=\"margin:18px 0 0;font-size:16.5px;line-height:1.75;\">Standard homeowners policies generally do not cover flood damage. Homeowners should review separate flood-insurance options and confirm policy terms with an insurance professional.<\/p>\n<\/div>\n<\/details>\n<details style=\"border:1px solid #dfe6ed;border-radius:16px;margin:0 0 12px;background:#ffffff;\">\n<summary style=\"position:relative;padding:21px 72px 21px 22px;color:#0B2340;font-family:Georgia,'Times New Roman',serif;font-size:20px;font-weight:bold;line-height:1.35;cursor:pointer;\"><span style=\"display:block;padding-right:4px;\">How early should I buy flood insurance before a hurricane?<\/span><span class=\"uspr-faq-toggle\" aria-hidden=\"true\" style=\"display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;min-width:36px;border-radius:50%;background:#f7ecd5;color:#8a6014;font-family:Arial,sans-serif;font-size:22px;font-weight:bold;line-height:1;box-shadow:0 3px 10px rgba(6,28,56,.08);\">+<\/span><\/summary>\n<div class=\"uspr-faq-answer\" style=\"padding:0 22px 22px;color:#42546a;border-top:1px solid #edf1f4;\">\n<h3 class=\"tts-ignore\" style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;\">How early should I buy flood insurance before a hurricane?<\/h3>\n<p style=\"margin:18px 0 0;font-size:16.5px;line-height:1.75;\">National Flood Insurance Program coverage generally begins 30 days after purchase, with certain exceptions. Buying coverage well before a storm is approaching helps avoid a gap.<\/p>\n<\/div>\n<\/details>\n<details style=\"border:1px solid #dfe6ed;border-radius:16px;margin:0 0 12px;background:#ffffff;\">\n<summary style=\"position:relative;padding:21px 72px 21px 22px;color:#0B2340;font-family:Georgia,'Times New Roman',serif;font-size:20px;font-weight:bold;line-height:1.35;cursor:pointer;\"><span style=\"display:block;padding-right:4px;\">Do I need to evacuate if my home is not in Zone A?<\/span><span class=\"uspr-faq-toggle\" aria-hidden=\"true\" style=\"display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;min-width:36px;border-radius:50%;background:#f7ecd5;color:#8a6014;font-family:Arial,sans-serif;font-size:22px;font-weight:bold;line-height:1;box-shadow:0 3px 10px rgba(6,28,56,.08);\">+<\/span><\/summary>\n<div class=\"uspr-faq-answer\" style=\"padding:0 22px 22px;color:#42546a;border-top:1px solid #edf1f4;\">\n<h3 class=\"tts-ignore\" style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;\">Do I need to evacuate if my home is not in Zone A?<\/h3>\n<p style=\"margin:18px 0 0;font-size:16.5px;line-height:1.75;\">Evacuation orders depend on the storm, location and local emergency-management decisions. Do not use the zone letter alone to decide. Check your address and follow orders from local officials.<\/p>\n<\/div>\n<\/details>\n<details style=\"border:1px solid #dfe6ed;border-radius:16px;margin:0 0 12px;background:#ffffff;\">\n<summary style=\"position:relative;padding:21px 72px 21px 22px;color:#0B2340;font-family:Georgia,'Times New Roman',serif;font-size:20px;font-weight:bold;line-height:1.35;cursor:pointer;\"><span style=\"display:block;padding-right:4px;\">Why is the garage door important in hurricane protection?<\/span><span class=\"uspr-faq-toggle\" aria-hidden=\"true\" style=\"display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;min-width:36px;border-radius:50%;background:#f7ecd5;color:#8a6014;font-family:Arial,sans-serif;font-size:22px;font-weight:bold;line-height:1;box-shadow:0 3px 10px rgba(6,28,56,.08);\">+<\/span><\/summary>\n<div class=\"uspr-faq-answer\" style=\"padding:0 22px 22px;color:#42546a;border-top:1px solid #edf1f4;\">\n<h3 class=\"tts-ignore\" style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;\">Why is the garage door important in hurricane protection?<\/h3>\n<p style=\"margin:18px 0 0;font-size:16.5px;line-height:1.75;\">A garage door is a large exterior opening and can be vulnerable to high winds. A strong, properly installed door and approved bracing can help reduce the chance of wind entering through the garage.<\/p>\n<\/div>\n<\/details>\n<details style=\"border:1px solid #dfe6ed;border-radius:16px;margin:0 0 12px;background:#ffffff;\">\n<summary style=\"position:relative;padding:21px 72px 21px 22px;color:#0B2340;font-family:Georgia,'Times New Roman',serif;font-size:20px;font-weight:bold;line-height:1.35;cursor:pointer;\"><span style=\"display:block;padding-right:4px;\">Can hurricane mitigation improvements reduce Florida insurance costs?<\/span><span class=\"uspr-faq-toggle\" aria-hidden=\"true\" style=\"display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;min-width:36px;border-radius:50%;background:#f7ecd5;color:#8a6014;font-family:Arial,sans-serif;font-size:22px;font-weight:bold;line-height:1;box-shadow:0 3px 10px rgba(6,28,56,.08);\">+<\/span><\/summary>\n<div class=\"uspr-faq-answer\" style=\"padding:0 22px 22px;color:#42546a;border-top:1px solid #edf1f4;\">\n<h3 class=\"tts-ignore\" style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;\">Can hurricane mitigation improvements reduce Florida insurance costs?<\/h3>\n<p style=\"margin:18px 0 0;font-size:16.5px;line-height:1.75;\">Certain qualifying wind-mitigation features may help homeowners receive insurance credits or discounts. Eligibility depends on the property, inspection findings, insurer and current Florida requirements.<\/p>\n<\/div>\n<\/details>\n<details style=\"border:1px solid #dfe6ed;border-radius:16px;margin:0 0 12px;background:#ffffff;\">\n<summary style=\"position:relative;padding:21px 72px 21px 22px;color:#0B2340;font-family:Georgia,'Times New Roman',serif;font-size:20px;font-weight:bold;line-height:1.35;cursor:pointer;\"><span style=\"display:block;padding-right:4px;\">Is U.S. Prime Realty an insurance company or hurricane contractor?<\/span><span class=\"uspr-faq-toggle\" aria-hidden=\"true\" style=\"display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;min-width:36px;border-radius:50%;background:#f7ecd5;color:#8a6014;font-family:Arial,sans-serif;font-size:22px;font-weight:bold;line-height:1;box-shadow:0 3px 10px rgba(6,28,56,.08);\">+<\/span><\/summary>\n<div class=\"uspr-faq-answer\" style=\"padding:0 22px 22px;color:#42546a;border-top:1px solid #edf1f4;\">\n<h3 class=\"tts-ignore\" style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;\">Is U.S. Prime Realty an insurance company or hurricane contractor?<\/h3>\n<p style=\"margin:18px 0 0;font-size:16.5px;line-height:1.75;\">No. U.S. Prime Realty is a licensed Florida real estate brokerage. It can guide the property-search and transaction process, while hurricane mitigation, insurance and emergency decisions should be handled by the appropriate professionals and official agencies.<\/p>\n<\/div>\n<\/details>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Prepare for Florida hurricane season with 10 practical ways to protect your home, from shutters and roof checks to flood insurance, drainage and evacuation planning.<\/p>\n","protected":false},"author":14,"featured_media":198776,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[402],"tags":[],"class_list":["post-198774","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/usprimerealty.com\/wp-json\/wp\/v2\/posts\/198774","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/usprimerealty.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/usprimerealty.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/usprimerealty.com\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/usprimerealty.com\/wp-json\/wp\/v2\/comments?post=198774"}],"version-history":[{"count":5,"href":"https:\/\/usprimerealty.com\/wp-json\/wp\/v2\/posts\/198774\/revisions"}],"predecessor-version":[{"id":198814,"href":"https:\/\/usprimerealty.com\/wp-json\/wp\/v2\/posts\/198774\/revisions\/198814"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/usprimerealty.com\/wp-json\/wp\/v2\/media\/198776"}],"wp:attachment":[{"href":"https:\/\/usprimerealty.com\/wp-json\/wp\/v2\/media?parent=198774"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/usprimerealty.com\/wp-json\/wp\/v2\/categories?post=198774"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/usprimerealty.com\/wp-json\/wp\/v2\/tags?post=198774"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}